Diwali 2023: As Delhi struggles to breath, health insurance is a perfect gift

By Anshul

CNBC-TV18.com

Published Nov 1, 2023

Amid Delhi’s escalating air pollution crisis, consider gifting your loved ones a health insurance policy this Diwali. A proactive step towards well-being.

Air Pollution Crisis

Delhi’s air quality is consistently ‘Critical’, raising health concerns beyond respiratory issues to grave cardiovascular conditions.

Diwali Gift Idea

Gift your loved ones a comprehensive health insurance policy this Diwali, a proactive partner in managing health amidst escalating pollution.

Health Hazards

High pollution levels can inflame blood vessels, potentially leading to artery hardening, strokes, and heart attacks.

Insurance Need

Health insurance facilitates early diagnosis of pollution-induced health conditions and provides a financial safety net for expenses.

Hospital Admissions

RenewBuy's Indraneel Chatterjee highlights the alarming increase in hospital admissions due to respiratory ailments and cardiovascular diseases in Delhi.

OPD Cover

Health insurance policies with comprehensive Outpatient Department (OPD) cover or tele-consultation provisions can prove invaluable during these trying times.

ICU Coverage

In severe cases, family health insurance with ICU expenses coverage and cashless claims is highly advisable.

Here's a list of some of the comprehensive health insurance policies:

Adults from 18 years and children from 91 days to 25 years are eligible. The sum insured ranges from ₹2 lakh to ₹2 crore.

Aditya Birla Activ Assure Diamond Policy: 

Adults from 18 years and children from 3 months to 25 years are eligible. The sum insured ranges from ₹5 lakh to ₹50 lakh.

Bajaj Alianz Health Care Supreme

Here's a list of some of the comprehensive health insurance policies:

Adults from 18 to 65 years and children from 91 days onwards are eligible. Sum insured ranges from ₹2 lakh to ₹3 crore.

Bharti AXA Health AdvanEDGE Policy

Adults from 18 years and children from 91 days onwards are eligible. The sum insured ranges from ₹3 lakh to ₹75 lakh.

Care Health Insurance Plan

Here's a list of some of the comprehensive health insurance policies:

Adults from 18 to 65 years and children from 90 days to 26 years are eligible. Sum insured ranges from ₹2 lakh to ₹10 lakh.

Chola Healthline Policy

Adults from 18 years and children from 91 days onwards are eligible. The sum insured can go up to ₹3 crore.

Digit Health Care Plus Policy

Here's a list of some of the comprehensive health insurance policies:

Adults from 18 to 65 years and children from 3 months to 26 years are eligible. The sum insured ranges from ₹1 lakh to ₹1 crore.

Edelweiss Health Insurance

Adults from 18 years and children from 1 day to 25 years are eligible. The sum insured ranges from ₹3 lakh to ₹1 crore.

Future Generali Health Total

Policy Review

It is essential for policyholders to meticulously review the terms and conditions before purchase. Optimal health coverage, inclusive of common diseases and critical illnesses, is recommended.