Establish both short and long-term financial objectives.
Check that the goals have reasonable deadlines and amounts.
Automate your savings to ensure a regular and systematic contribution.
Start saving a small amount every month or invest in SIPs.
It can help you monitor financial transactions.
It will help you identify any unauthorised or excessive expenditures.
Before making a purchase, think if you truly need the product.
This will help you save money and use it for emergency or priority purchases.
Thoroughly understand the terms of your loans and credit cards.
Aim to pay more than the minimum monthly payment to avoid debt accumulation.