ਇਹਨਾਂ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ਾਂ ਨਾਲ ਬਣਾਓ ਆਪਣੇ ਬੱਚਿਆਂ ਦਾ ਭਵਿੱਖ

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ਤੁਸੀਂ ਬੱਚਿਆਂ ਦੇ ਨਾਮ 'ਤੇ ਵੀ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਆਸਾਨੀ ਨਾਲ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ।

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ਇਹ ਬੱਚਿਆਂ ਦੀ ਪੜ੍ਹਾਈ ਅਤੇ ਵਿਆਹ ਵਰਗੇ ਵੱਡੇ ਖਰਚਿਆਂ ਨੂੰ ਪੂਰਾ ਕਰਨ ਵਿੱਚ ਤੁਹਾਡੀ ਮਦਦ ਕਰੇਗਾ।

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ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਖਾਸ ਗੱਲ ਇਹ ਹੈ ਕਿ ਇਸ ਦੇ ਜ਼ਰੀਏ ਤੁਸੀਂ ਬਿਨਾਂ ਕੋਈ ਸਮਾਂ ਖਰਚ ਕੀਤੇ ਆਸਾਨੀ ਨਾਲ ਮਾਰਕੀਟ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ।

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ਬੱਚਿਆਂ ਦੇ ਨਾਮ 'ਤੇ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਔਫਲਾਈਨ ਅਤੇ ਔਨਲਾਈਨ ਮੋਡ ਦੁਆਰਾ ਆਸਾਨੀ ਨਾਲ ਕੀਤਾ ਜਾ ਸਕਦਾ ਹੈ।

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ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਖਾਤਾ ਖੋਲ੍ਹਣ ਵੇਲੇ, ਤੁਹਾਨੂੰ ਬੱਚਿਆਂ ਦਾ ਜਨਮ ਸਰਟੀਫਿਕੇਟ, ਮਾਤਾ-ਪਿਤਾ ਜਾਂ ਸਰਪ੍ਰਸਤ ਹੋਣ ਦਾ ਸਬੂਤ ਅਤੇ ਪਤਾ ਸਰਟੀਫਿਕੇਟ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ।

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ਇਸ ਤੋਂ ਬਾਅਦ, ਬੱਚੇ ਅਤੇ ਸਰਪ੍ਰਸਤ ਦੇ ਕੇਵਾਈਸੀ ਤੋਂ ਬਾਅਦ, ਤੁਸੀਂ ਆਸਾਨੀ ਨਾਲ ਖਾਤਾ ਖੋਲ੍ਹ ਸਕਦੇ ਹੋ।

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ਇਸ ਤੋਂ ਬਾਅਦ ਤੁਹਾਨੂੰ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮ ਦੀ ਚੋਣ ਕਰਨੀ ਪਵੇਗੀ

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ਚੋਣ ਕਰਦੇ ਸਮੇਂ ਹਮੇਸ਼ਾ ਆਪਣੇ ਜੋਖਮ ਪ੍ਰੋਫਾਈਲ, ਸਮਾਂ ਮਿਆਦ ਅਤੇ ਫੰਡ ਦੀ ਕਿਸਮ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖੋ।

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ਇਨਕਮ ਟੈਕਸ ਦੀ ਧਾਰਾ 64 ਦੇ ਅਨੁਸਾਰ, ਜੇਕਰ ਬੱਚਾ 18 ਸਾਲ ਦੀ ਉਮਰ ਪੂਰੀ ਕਰਦਾ ਹੈ, ਤਾਂ ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਵਿਕਰੀ ਤੋਂ ਪੂੰਜੀ ਲਾਭ ਹੁੰਦਾ ਹੈ।

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