5 Tips to Choose the Right Health Insurance Policy
Should cover more than one disease
Opt for a policy that covers a wide range of diseases, considering the unpredictable nature of health issues. Ensure a clear understanding of which diseases are covered by the insurance company for treatment expenses.
Should cover your entire family
Choose a family health policy instead of individual ones for each family member. This not only lowers the premium but also provides additional facilities. Choosing a single policy for the entire family is a cost-effective and more comprehensive option.
Choose a health policy with higher sum
When selecting a health policy with a higher sum insured, prioritise the amount covered. It’s advisable to choose a policy with a higher sum assured, even if it means slightly higher premiums.
Should cover full treatment expense
It is important to verify that it comprehensively covers the entire treatment. Some insurance providers may exclude certain items like PPE kits, masks, gloves, and other related expenses in treatments such as Covid-19.
Should cover for multiple days
When selecting a health policy with extended coverage or unlimited days, it’s crucial to ensure flexibility in the number of days for hospital and home treatment. Opt for a plan that offers more days without strict limitations.