Investment Tips: सिर्फ महिलाओं के लिए शुरू हुई बचत खाता स्कीम

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महिला सम्मान सेविंग सर्टिफिकेट स्कीम मोदी सरकार द्वारा शुरू की गई स्पेशल योजना है

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जिसे खासतौर पर महिलाओं के लिए लॉन्च किया गया है

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इस स्कीम का ऐलान वित्त मंत्री निर्मला सीतारमण ने 2023 के बजट भाषण के दौरान किया था

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यह एक छोटी अवधि की बचत योजना है जिसके तहत कोई भी महिला निवेश कर सकती है

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अगर आप भी इस स्कीम में निवेश के बारे में सोच रही है तो हम आपको इसके डिटेल्स के बारे में बता रहे हैं

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महिला सम्मान बचत योजना के तहत कोई भी महिला 1,000 रुपये से 2 लाख रुपये तक की राशि इस स्कीम में निवेश कर सकती है

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इस स्कीम के तहत आपको 7.50% की ब्याज दर का लाभ मिलेगा

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इस खाते में निवेश करने पर आपको इनकम टैक्स की धारा 80C के तहत 1.50 लाख रुपये की छूट मिलेगी

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खाता खोलते वक्त आपको आधार कार्ड, पैन कार्ड और पासपोर्ट साइज फोटो की जरूरत पड़ेगी

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इस खाता को खोलने के लिए आपको फॉर्म 1 भरना होगा

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एक साल के बाद महिला बचत योजना खाता में से 40% राशि की निकासी कर सकती है

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इमरजेंसी की स्थिति पड़ जाने पर आप खाता खुलवाने के 6 महीने के बाद इसे बंद करवा सकते हैं

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ऐसा करने पर आपको 5.5% की दर से ब्याज दर का लाभ मिलेगा

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