क्यों रिजेक्ट हो जाता है लोन? ये 3 चीजें हैं जिम्मेदार

अच्छा क्रेडिट स्कोर हो तो लोन मिलने के चांस काफी होते हैं.

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कभी-कभी क्रेडिट स्कोर अच्छा हो तो भी ऐप्लीकेशन रिजेक्ट हो जाती हैं.

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ऐसे में लोगों को रिजेक्शन का कारण समझ में नहीं आता.

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दरअसल, बैंक आमतौर पर 3 चीजों के चलते ऐसा करते हैं.

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डेट टू इनकम रेश्यो अगर सही न हो तो लोन रिजेक्ट हो जाता है.

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पहले से चल रहे कर्ज अगर ज्यादा हों तो रिजेक्शन होता है.

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बैंक इंप्लॉयमेंट हिस्टरी और स्टेटस देखकर ही लोन अप्रूव करते हैं.

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बैंक पहले यह देखता है कि क्या लोन लेने वाला लौटा पाएगा?

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तो लोन के लिए अप्लाई करने से पहले खुद ही इन चीजों को देख लें.

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क्लिक

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