क्या आप जानते हैं Retirement बकेट रणनीति के बारे में?

[{"selector":"#anim-23aeafab-8c5b-4de9-bf5a-b7c5851ea475","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6806feea-76c3-471e-9983-7b549f71e843","keyframes":{"transform":["translate3d(0px, 133.82443%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd880269-2987-4012-8433-05041c87e9da","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5af9f5a2-abca-427c-b476-f578e3c5660f","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 174.41082%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] by Roopali Sharma | OCT 23, 2024 Image Credit: Google

[{"selector":"#anim-85075144-8095-4891-990c-a6d1d1f18181","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2bd05087-b27e-4a88-8b59-d5c2ada261d0","keyframes":{"transform":["translate3d(0px, 146.46466%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13909224-725d-4368-a6b7-83ae22589cc5","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9904abdb-a165-4d40-8c25-d08c551090ca","keyframes":{"transform":["translate3d(0px, 175.23152%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google रिटायरमेंट के बाद तनाव मुक्त जीवन जीने के लिए अपनी मेहनत से कमाई गई बचत का अधिकतम लाभ उठाना ज़रूरी है

[{"selector":"#anim-f1549527-eba0-42d9-9a22-97749b669bf3","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-39a1091f-dfed-4efd-a282-016386f4bfd2","keyframes":{"transform":["translate3d(0px, 146.46466%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb35e35b-f7bc-42cf-a9c0-633d782e9f0a","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e6c4082-70f2-4ed9-bc32-f5c98849a128","keyframes":{"transform":["translate3d(0px, 175.23152%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google रिटायरमेंट के बाद जमा की गई राशि को प्रभावी ढंग से Managed करने के लिए सबसे प्रसिद्ध रणनीतियों में से एक 'Bucket रणनीति' है

[{"selector":"#anim-28436ab9-ecc7-41e2-9840-f8d02c6f8ca1","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-00b361be-31e6-42e1-bdbc-4d9607bbc28a","keyframes":{"transform":["translate3d(0px, 153.54500%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d99a9e8c-1dc3-4b1c-8458-222d355f1738","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36a24b6b-946c-482a-81b6-65c2b63767f7","keyframes":{"transform":["translate3d(0px, 163.77316%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google आज हम आपको समझाएंगे कि रिटायरमेंट के लिए 3-Bucket रणनीति क्या है और इसे कैसे किया जाए

Short-Term Bucket

[{"selector":"#anim-69f1ab78-3461-4c9d-9a5d-dcad227f00dc","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b22e7670-9587-48d3-bdd2-6065057ed484","keyframes":{"transform":["translate3d(0px, 143.58308%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9acf4c2-cc8e-4b86-96cc-132f42cdfc12","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c1cfd703-cf4e-485b-877e-b39f263c1cde","keyframes":{"transform":["translate3d(0px, 158.56484%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-08ccd6be-1543-4f6f-ba65-0109a8571360","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-793c4cc8-9e77-4c1d-bd24-d91ffb671296","keyframes":{"transform":["translate3d(0px, 841.91923%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google यह शॉर्ट-टर्म बकेट आपकी नियमित और Unexpected Cash Flow आवश्यकताओं को पूरा करने के लिए है

[{"selector":"#anim-bb315351-6993-48d1-a4db-b06920ce04b7","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f4027a2-1de8-43f7-987a-ef4d15181158","keyframes":{"transform":["translate3d(0px, 152.98354%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fc253f37-59d6-4820-9978-26de6591a9f8","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2bdb6621-fc51-4f2e-8311-7c50cba5e862","keyframes":{"transform":["translate3d(0px, 159.60649%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google राशि को बचत खाते, लिक्विड फंड, अल्ट्रा शॉर्ट ड्यूरेशन और मनी मार्केट फंड सहित डेट म्यूचुअल फंड में रखा जा सकता है

Medium-Term Bucket

[{"selector":"#anim-c84eaac6-64cc-42f0-bc78-719bbd58e0e1","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c5691807-935d-4220-ac41-1a5d589492bc","keyframes":{"transform":["translate3d(0px, 143.58308%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-343411b6-14f1-4976-9e01-ca2b964965d3","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab8e9850-462d-4252-a933-916015ad529b","keyframes":{"transform":["translate3d(0px, 158.56484%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5ba5de55-1601-4ba6-a9e6-e1d7633b4a3f","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-84c85528-979e-4d3a-83ee-570d35ec1fb8","keyframes":{"transform":["translate3d(0px, 841.91923%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google इस मध्यम अवधि की Bucket का उपयोग अगले 4-8 वर्षों में होने वाले खर्चों को पूरा करने के लिए किया जा सकता है

[{"selector":"#anim-803324bd-09d8-4bee-b270-26ef935e944d","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d7225f4d-6961-4a25-948d-60cdd4e1e2d9","keyframes":{"transform":["translate3d(0px, 167.73764%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-391b2521-52ea-465e-801c-d1e7b58562da","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2eb0196-97b2-47a1-8010-0522d2bd6c8e","keyframes":{"transform":["translate3d(0px, 179.18628%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google Retirement कोष का लगभग 30 प्रतिशत इस Bucket के लिए आवंटित किया जा सकता है

Long-Term Bucket

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[{"selector":"#anim-be2b4b66-bb72-484f-9138-a29ba781ac47","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b67932e2-a13b-4983-9c79-27ebab64220a","keyframes":{"transform":["translate3d(0px, 158.56484%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0c7ae0f-208e-4497-9fcb-8a66c7fa5034","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-595f2b20-4d59-406a-b113-e4e6919422b0","keyframes":{"transform":["translate3d(0px, 196.08771%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google रिटायरमेंट के लिए Bucket रणनीति को लागू करना बुद्धिमानी है, क्योंकि इसे समझना बहुत सहज है

[{"selector":"#anim-5dd5314c-cfea-46e0-84f1-0297b6e12fce","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-353f6ff8-001f-4852-93a8-0e2a3853705c","keyframes":{"transform":["translate3d(0px, 141.95689%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-001300e1-7553-4360-bea4-2c04a6865764","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-811c26ff-3ab0-4e90-ac7b-ed47d99267d0","keyframes":{"transform":["translate3d(0px, 146.08380%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Image Credit: Google ज्यादातर लोगों को यह नहीं पता होता कि किस निवेश फंड से पैसा निकालना है और कितना निकालना है, इसलिए Bucket Strategy आपके लिए फायदेमंद हो सकती है