By Poonam Behura

Latest FD schemes with higher interest rates

CNBC-TV18.com

Published on October 28, 2024

Payment platform MobiKwik has launched an FD product on its mobile app, offering returns of up to 9.5% per annum without the need for a new bank account.

The Mobikwik offering enables users to start investing with a minimum amount of ₹1,000 and select tenures ranging from 7 days to 60 months.

Bank of Baroda has introduced the bob Utsav Deposit Scheme, a special 400-day term deposit offering higher interest rates for the festive season.

This limited-period scheme provides interest rates of 7.30% for general citizens, 7.80% for senior citizens, 7.90% for super senior citizens (aged 80 and above), and up to 7.95% on non-callable deposits.

Bank of India's new FD scheme is called the 333 Days Star Dhan Vriddhi Fixed Deposit, which features an interest rate of up to 7.90% per annum for Super Senior Citizens. This has been effective from September 1.

Under this scheme, Super Senior Citizens will benefit from the highest rate offered at 7.90% per annum. Senior Citizens are eligible for an interest rate of 7.75% per annum, while other customers will receive a rate of 7.25% per annum.

Federal Bank offers 7% and 7.5% interest rates on its fixed deposit scheme to general and senior citizens. These rates are one of the highest among all FD offerings that were recently launched.

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