For Rs 10 crore retirement corpus, here’s how much you need to invest

Published by: Vivek Dubey

To achieve a retirement corpus of Rs 10 crore, one should target approximately two to two-and-a-half decades.

Achieving this financial milestone not only ensures a comfortable retirement but also allows for an annual withdrawal equivalent to Rs 75,000 in today’s terms.

Here's a break down of the strategy for individuals in their early 30s who have approximately 25 to 30 years left until retirement.

Initiating SIP

Start an SIP with a monthly contribution of Rs 25,000.

Under the assumption of a 12% annual return, maintaining this disciplined SIP for 32 years will lead to a corpus of Rs 10 crore.

For a corpus of Rs 1 crore:

For a corpus of Rs 10 crore: 

For an investment horizon of 20 years: 

For investing to achieve a corpus of Rs 10 crore, the time required is as follows: