इस फॉर्मूला से चेक करें, आप खरीद पाएंगे घर या नहीं?

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पर्सनल फाइनेंस में हर चीज के लिए अलग-अलग फॉर्मूला सेट हैं.

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5-20-30-50 फॉर्मूले से घर खरीदने के बारे में पता कर सकते हैं.

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ये चार नंबर बेहद खास हैं और विस्तृत प्रक्रिया को आसानी से समझाते हैं.

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और देखें

क्या फोन को रातभर चार्जिंग में लगाकर छोड़ना सही है? या होता है बड़ा नुकसान? जान लें सच लोग हल्के में लेते हैं फोन का ये फीचर, कर देता है 5 बड़े काम, सालों इस्तेमाल करने वाले भी अनजान लोगों ने दिखाया महंगाई को ठेंगा, घरों की बिक्री दिखा रहे कुछ और ही तस्वीर, सामने आया चौंकाने वाला डाटा कितने का होना चाहिए टर्म इंश्योरेंस, 50-60-70 लाख या 1 करोड़, एक्सपर्ट से जानें क्या है फॉर्मूला

5 मतलब घर की कुल कीमत आपकी वार्षिक आय से 5 गुना से अधिक न हो.

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20 मतलब घर की EMI 20 साल से अधिक नहीं होनी चाहिए.

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30 मतलब EMI आपकी मंथली कमाई की 30% से ज्यादा न हो.

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50 मतलब आपकी तमाम EMIs आपकी मासिक कमाई के 50% से अधिक न हों.

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यदि आप इन सभी फॉर्मूला को चेक करेंगे तो उत्तर खुद ही पा लेंगे.

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ध्यान रहे, घर बड़ा और महंगा एसेट है, जांच-परखकर ही लें.

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