Mutual Fund के फायदे रिटायरमेंट के बाद

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रिटायरमेंट प्लानिंग आज के खर्चों को देखते हुए काफी जरूरी हो गई है

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रिटायरमेंट के बाद इनकम न होने के कारण आपको अपने फंड को इस तरह से निवेश करना होता है

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ज्यादा से ज्यादा रिटर्न मिले, जिससे आपको अपने खर्चों को पूरा करने के लिए किसी अन्य व्यक्ति पर निर्भर न रहना पड़े

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निवेश के लिए रिटायर्ड लोगों के पास FD और छोटे बचत योजनाएं जैसे विकल्प होते थे, लेकिन अब वक्त बदल गया है और रिटायरमेंट केंद्रित Mutual Fund भी आ गए हैं

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इन Mutual Fund की खासियत होती है कि ये रिटायर्ड लोगों को ध्यान में रखकर बनाए गए होते हैं

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Mutual Fund की कई कैटेगरी होती हैं. इसमें से एक होते हैं हाइब्रिड फंड्स, जिसके तहत रिटायरमेंट केंद्रित Mutual Fund आते हैं

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हाइब्रिड फंड्स के तहत निवेश इक्विटी के साथ फिक्स्ड इनकम और गोल्ड में किया जाता है

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SBI Mutual Fund वेबसाइट के अनुसार रिटायरमेंट केंद्रित Mutual Fund में पांच वर्ष या आपकी रिटायरमेंट का लॉक इन पीरियड होता है

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रिटायरमेंट Mutual Fund से आपको अपने पोर्टफोलियो में Diversify लाने का मौका मिल जाता है

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रिटायरमेंट के बाद अपने निवेश पर बेहतर रिटर्न पाने में मदद मिलती है

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कंपाउडिंग का फायदा आपका रिटायरमेंट के बाद भी मिलता है

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