Published by: Vivek Dubey
Let's look at some of the credit cards that can elevate the festive season shopping experience:
The Cashback SBI Card offers unlimited cashback on transactions. With 5% cashback on all online spends and 1% cashback on other expenses, it ensures substantial savings for cardholders.
Although it excels in online spending, it doesn't offer significant benefits on utility payments and fuel transactions.
Renewal Fee: ₹999 (Waived if one spends ₹2 lakh in a year)
This can be a choice for customers who frequently make online purchases that are not limited to select brands.
The SimplyCLICK SBI Card offers a range of rewards, including an Amazon.in gift card worth ₹500 upon joining, 5x rewards on online spends, and 10x rewards at exclusive partners like Amazon, Zoomcar, and Lenskart.
What makes this card particularly attractive is its e-vouchers worth ₹2,000 on reaching annual spending milestones. Additionally, the annual fee of ₹499 can be reversed by spending ₹1 lakh in a year.
Those looking for simple eligibility and low annual fee can go for this.
The HDFC MoneyBack+ Credit Card offers up to 10x reward points on select brands such as Amazon, Flipkart, Swiggy, and more. This card also offers 5x reward points on EMI spends at select merchants.
It's best suited for online shoppers who want to make the most of their spending.
The Amazon Pay ICICI Credit Card lets Prime members enjoy 2% higher cashback on Amazon purchases. It offers 2% cashback on Amazon purchases and 1% cashback on all other transactions.
The card's lifetime free status and a wide range of partner merchants make it one of the best online shopping credit cards in India.
It's particularly advantageous for those who regularly shop on Amazon and want to maximise their savings.
The HDFC Millennia Credit Card offers up to 5% cashback for online transactions and 1% cashback on offline spends. However, it comes with an annual fee of ₹ 1,000.
Great for online shoppers with rewards on Amazon, Flipkart, etc. But, minimum transaction limits could be a drawback for some.
The Axis Bank ACE Credit Card offers a high cashback of 2% on all transactions and up to 5% cashback on bill payments, DTH, and mobile recharges via Google Pay.
This card is ideal for those looking for straightforward benefits and high cashback rates.