OTP के बाद अब AFA, डिजिटल पेमेंट का 'सुरक्षा कवच'

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ऑनलाइन बैंकिंग और डिजिटल पेमेंट सिस्टम को और मजबूत बनाया जाएगा.

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इसके लिए भारतीय रिजर्व बैंक ने बैंकों को ड्राफ्ट गाइडलाइंस जारी की हैं.

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RBI ने ट्रांजेक्शन ऑथेंटिकेशन के लिए नया सिस्टम डेवलप करने को कहा.

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आरबीआई SMS आधारित OTP से ज्यादा डायनामिक सिस्टम चाहता है.

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इसके लिए आरबीआई ने एडिशनल फैक्टर ऑथेंटिकेशन की जरूरत बतलाई.

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एडिशनल टू फैक्टर ऑथेंटिकेशन में ग्राहकों को और बेहतर सुविधा मिलेगी.

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इसमें बैंक ट्रांजेक्शन के समय कस्टमर को अलर्ट भेजेगा.

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ट्रांजेक्शन कंप्लीट करने से पहले ग्राहकों की सहमति लेनी होगी.

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ग्राहक को यह अधिकार होगा कि वह ट्रांजेक्शन को रद्द कर दे.

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ये भी पढ़ें- मुनाफे का सौदा कॉरपोरेट एफडी, आखिर कैसे?

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