જાણો ટર્મ ઈંશ્યોરંસ શું છે, તેને લેવું શા માટે જરૂરી છે?

ટર્મ ઈંશ્યોરંસ એક રીતનો જીવન વીમાનો એક ઈંશ્યોરંસ છે

[{"selector":"#anim-04d6447a-c147-4e22-9122-6bfc94a7837e","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42011353-d9f5-4ed4-a12c-2f6a15ea2024","keyframes":{"opacity":[0,1]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-409421aa-0ffb-4cae-9d4c-9a0453f697f2","keyframes":{"transform":["translate3d(105.08021%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

તે એક નિશ્ચિત સમયગાળા માટે કવર આપે છે, એટલે કે 10, 20 કે 30 વર્ષ

[{"selector":"#anim-4aa7b6e8-1b4c-4771-94fa-65b6bc465646","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

આ સમયમાં જો વીમાધારકની મૃત્યુ થઈ જાય છે તો પરિવારને ફુલ કવર મળે છે

[{"selector":"#anim-dba46611-d9c1-4d0a-81c9-7d44e9b6bdb5","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-468ef90c-e657-4acf-9e19-76a7e1fae38d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a603ecf1-e0ed-46a1-a784-32be6883daae","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

સામાન્ય વીમાની તુલનામાં આ ઘણો સસ્તો હોય છે

[{"selector":"#anim-74272556-781a-44a3-ba24-23b4bc723954","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec849c6f-293b-4fa8-98bf-6f66ee3480f1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ad9f47c1-6d01-47bd-81dc-af5f65fbeedd","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

સસ્તો હોવાની સાથે કવરની અમાઉંટ પણ ઘણી વધારે મળે છે

[{"selector":"#anim-9d928ca1-422f-4227-85f9-bbd6dd60ce11","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f83c9ed1-7b8e-4d1d-9c1b-ef2dac90f294","keyframes":{"opacity":[0,1]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd69da91-897f-4dcd-8415-1466952685d0","keyframes":{"transform":["translate3d(0px, -119.71414%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

30 વર્ષની વ્યક્તિ વાર્ષિક 10,000 રૂપિયામાં 1 કરોડ રૂપિયાનું કવર મેળવી શકે છે

[{"selector":"#anim-e59f8d82-61e3-4fc3-8b3b-1ad725c84ad5","keyframes":[{"offset":0,"transform":"translate3d(0, -155.27284%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -43.662722608%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -14.844083504%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -5.574294956%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.422256304%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":3500,"fill":"both"}]

જો તે નિશ્ચિત સમયની અંદર વ્યક્તિને કંઈ નથી થતુ, તો પ્રીમિયમ રિફંડ મળતું નથી

[{"selector":"#anim-9baaa18c-f40e-4b4d-ab5f-4d63c12aca01","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7ae068f8-d2ed-46d3-8f26-6dc2504614c5","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-97b4ced0-c8e0-49f5-abd4-f42c8849d2e6","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

આ દિવસોમાં, જે પ્રીમિયમ પરત કરે છે તેવા ટર્મ પ્લાન પણ માર્કેટમાં છે

[{"selector":"#anim-2ce3f43e-9f02-4b73-99d7-6474eadcd3d9","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4dc6d7d7-cb7f-48da-a7e2-1bf49ffa8e1e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-dc2745a5-2ece-45ca-aed9-e12b6cde2dbc","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ટર્મ ઈંશ્યોરંસ ફાઈનાન્શિયલ પ્લાનિંગનો સૌથી મહત્વનો પાર્ટ છે

[{"selector":"#anim-6b81cbd0-cc27-4128-8299-434f901e33d8","keyframes":{"opacity":[0,1]},"delay":1000,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c3078ef8-c94c-49fe-8a42-12b80d13e351","keyframes":{"opacity":[0,1]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-186b3a13-b657-4c17-ad31-1d521bec8ca6","keyframes":{"transform":["translate3d(106.92521%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":3500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]